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Translate PDF. Since the beginning of planned development, the Government made significant strides in developing rural India through Five Years Plans. It became the apex institution to play a pivotal role in the sphere of policy planning and providing refinance facilities to rural financial institutions and for augmenting their resource base.

In India there is an immense need for proper agricultural credit as the economic condition of Indian farmers are very poor. From the very beginning the prime source of agricultural credit in India was money lenders. After independence the Govt. Moreover with growing modernization of agriculture during post-green revolution period the requirement of agricultural credit has increased further in recent years.

The headquarter of the Bank is situated in Mumbai Maharashtra and it has branches are all over the country. It has District Offices across the country, one special cell at Srinagar.

It also has 6 training establishments. The Bank has the mandate to support all other allied economic activities in rural areas, promote integrated and sustainable rural development and secure prosperity of rural areas.

The bank provides refinance to various banks for their term lending operations for the purposes of agriculture and rural development. Consequent to the revision in the composition of share capital between Government of India and RBI, the paid up capital as on 31 March , stood at crore with Government of India holding 3, crore Its main function is to provide refinance for rural credit disbursed by the State Co- operative Banks, the Regional Rural Banks and other financial institutions as may be approved by the RBI.

Mumbai December 20, Bhubaneswar December 20, View more videos. Information Centre. Area Development Schemes. Model Bankable Projects. Online Vendor Empanelment. Statewise Master Unit Cost.

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